Terms and Conditions

By using the website and services of CA Hariom Viradiya, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our platform.

1. Acceptance of Terms

By accessing or using this website, you agree to be legally bound by these Terms and Conditions, along with any additional policies, guidelines, or rules that may be posted from time to time.

If you do not agree with any part of these terms, you should not use this website or its services.

2. About the Educator

This website is operated by CA Hariom Viradiya, a dedicated educator specializing in Advanced Financial Management (AFM), providing educational content, guidance, and learning resources for students.

3. User Accounts

To access certain features (such as course enrollment or learning materials), you may be required to create an account.

  • You are responsible for maintaining the confidentiality of your login credentials.
  • You agree to provide accurate and complete information.
  • You are responsible for all activities that occur under your account.
  • In case of any unauthorized use, you must notify us immediately.

4. Use of the Website

You agree to use this website strictly for lawful and educational purposes.

You agree NOT to:

  • Upload or share content that is offensive, illegal, or violates any rights.
  • Use the website for commercial purposes without prior written consent.
  • Attempt to hack, disrupt, or damage the website’s functionality.
  • Engage in activities that may harm other users or the platform.

5. Intellectual Property Rights

All content available on this website, including:

  • Study materials
  • Videos and lectures
  • Notes, graphics, and text

is the intellectual property of CA Hariom Viradiya unless otherwise stated.

You may NOT:

  • Copy, reproduce, or distribute content without permission
  • Use the content for commercial purposes

If you submit any content to the website, you grant us a non-exclusive, royalty-free license to use it for educational purposes.

6. Privacy and Data Protection

Your personal information is handled in accordance with our Privacy Policy.

By using this website, you consent to the collection and use of your information as described in the Privacy Policy.

7. Termination of Access

We reserve the right to:

  • Suspend or terminate your account
  • Restrict access to services

at our sole discretion, without prior notice, if you violate these Terms and Conditions or engage in any harmful activity.

8. Modifications to Terms

We may update or modify these Terms and Conditions at any time.

  • Changes will be posted on this page
  • Continued use of the website means you accept the updated terms

9. Limitation of Liability

To the maximum extent permitted by law, CA Hariom Viradiya shall not be liable for:

  • Any direct or indirect damages
  • Loss of data, profits, or opportunities
  • Any issues arising from the use or inability to use the website

10. Governing Law

These Terms and Conditions are governed by the laws of India.

Any disputes shall be subject to the jurisdiction of the courts located in Mumbai, Maharashtra.

11. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, you can contact us:

Name: CA Hariom Viradiya


Phone: +91 9967722196

Email: cahariomviradiya@gmail.com

Address: 304, Sushila Apts, Devidas Road, Borivali West, Mumbai – 400103, Maharashtra, India